Business Home > Our solutions > Merchant solutions > Auto and consumer loans solution

Auto and consumer loans solution

Maximize your revenue by offering your clients more:

• Add value for your clients with a distinctive offer
• Increase your sales by combining the financing with other products
• Benefit from highly competitive commissions

As a sales and financing professional, you must balance customer satisfaction with business development every day. Thanks to the Desjardins Ready-to-Drive Loan, finding a mutually beneficial common ground is no longer a struggle.

Offer your clients more advantages:

• Life insurance included at no extra cost¹
• Free roadside assistance for one year²
• Optional Disability insurance at a fair price
• Promotional offer from Desjardins General Insurance³

Benefit from expanded commissions and generate more revenue for your business:

• More generous commissions
• More products purchased by clients
• More net revenue per sale
• More satisfied and loyal customers

Take advantage of competitive rates and adapted plans:

• Available for purchases as low as $5,000
• Favourable terms of up to 96 months for the purchase of a vehicle and 240 months for durable goods¹
• Unique variable rate can be locked in to a fixed rate at any time by your client

Fast processing times free you up to focus on sales:

Simple and efficient finance portal speeds up online responses Credit approval in two hours or less Capital and commission payouts in one working day or less, upon approval of faxed documents

Count on excellent service offered by a team of experts:

• Credit analysis service open seven days a week
• Extended customer service hours
• Business development advisor assigned to your enterprise

Offer an easy and flexible financing solution to your clients:

• Fixed interest rate for the duration of the term simplifies budgeting and eliminates uncertainty
• Variable interest rate, generally lower than a fixed rate, allows savings when rates are stable or dropping
• Many payment options, including automatic withdrawals
• Early repayment available at all times without penalty
• Balance information available through AccèsD at all times by telephone or online

	By telephone	Montreal and area: 514-871-0114 Canada and USA: 1-877-871-0114

1. Certain conditions and restrictions apply.
2. Available only for automobiles. Certain conditions apply.
3. Offered in Quebec only.