Group RRSP
A grouping of centrally-managed individual RRSPs. Participants can build capital for retirement and enjoy the benefits of a good rate. The Group RRSP may be offered as a complement to an existing organization retirement plan or to a stand-alone RRSP.
Advantages for your organization
- Flexible and competitive administration fees.
- Simple to manage, which cuts back on administrative tasks.
- Tax break: employer contributions are considered as a salary expense and are deductible from the organization's taxable income.
- Optional participation for the employer.
- Deal with only one contact person.
- Several ways to make contributions.
Advantages for your employees
- Immediate tax break: contributions are made by deductions at source.
- Contributions grow in a tax shelter.
- Money in an RRSP is not locked-in.
- Participants choose investments.
- Numerous and varied investment options.
- Competitive management fees.
- Possibility of investing in spouse's group RRSP.
Find out more
- Companies with 350 employees or less: contact an advisor at a caisse or an account manager at a Desjardins Business Centre.
- Companies with more than 350 employees: see the Desjardins Financial Security site.
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Companies with 350 employees or less |
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 By phone(Members and non-members) |
Montreal area: 514-286-3100, ext. 2576 Elsewhere in Canada and the U.S.: 1-800-361-6840, ext. 2576 |
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 At the caisse
(Members and non-members) |
Make an appointment with an advisor at a caisse.
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 At a Desjardins Business Centre
(Members and non-members) |
Make an appointment with an account manager at a Desjardins Business Centre.
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Companies with more than 350 employees |
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By phone (Members and non-members) |
1-866-565-3145 |
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