Home >  Our solutions >  Group savings plans

Group savings plans

Note
Desjardins/RRQ lecture tour

In collaboration with the Régie des rentes du Québec (RRQ), Desjardins is offering SME owners lectures on winning strategies to motivate and mobilize the workforce.

See lecture dates and locations.

Enhance your job conditions: give your employees the opportunity to participate in a group retirement savings plan.

We offer plan managers and participants many investment options, the expertise of highly qualified personnel and many tools to work with.

Group RRSP
Paticipants can use the Group Registered Retirement Savings Plan to build capital for their retirement at a great rate.
Simplified Pension Plan1
An SPP minimises your tasks and the related administrative costs.
Non-Registered Savings Plan
A way to save money through salary deductions and build up an unregistered savings portfolio for personal projects.
Deferred Profit-Sharing Plan
The DPSP helps motivate employees to participate in the company's success since their earn a portion of the profits.
Individual Pension Plan
The IPP is an attractive option for business owners and senior managers, whose income require a greater tax deferment strategy.
Defined Contribution Pension Plan
A savings plan in which both employer and employees make pre-defined contributions that are generally based on a percentage of employee salary.
Fund Management Services
It offers the investment diversity only available through a multi-manager approach.
Desjardins Savings Plan for Future Beginning Farmers1
This program helps you accumulate capital to buy a farm.

Did you know?

If your company's employee benefits include group insurance or a group savings plan, you can use the PC Payroll service to calculate contributions, taxable benefits and remittance amounts.

1.Available only in Quebec.