Climbing-Rate Term Savings

Make your savings grow and earn high returns.

Features

• Minimum deposit of $1,000.
• 3- and 5-year terms.
• Guaranteed rates that increase from year to year. See rates
• Completely or partially redeemable without penalty on the deposit anniversary date.
• Interest paid annually or at maturity¹.
• Offered in a non-redeemable version at a higher rate.

Advantages

• Capital 100% guaranteed.
• Freedom to react if the unexpected occurs or take advantage of market opportunities thanks to the option to redeem before maturity or to convert the funds.
• Guaranteed rates that increase from year to year.
• High return guaranteed until maturity.
• Entitles you to potential member dividends from your caisse.

	At a Desjardins Business Centre (Members and non-members)	Make an appointment with an account manager at a Desjardins Business Centre.
	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone

1. For income tax purposes, interest declared annually is based on average return at maturity.