Term Savings

High interest rate guaranteed until maturity. Can be used to obtain regular income.

Allows you to maximize your savings yield.

Features

  • Minimum deposit of $1,000 , and of $5,000 for terms under one year.
  • Terms of 30 days to 10 years available at the caisse and by phone.
  • Terms of 1 to 5 years available online.
  • Interest rate is determined by term selected and guaranteed until maturity. See rates
  • May be redeemed before maturity. Some conditions apply.
  • Available in US dollars.

Advantages

  • Ensures a high return on your savings and protection against fluctuating interest rates.
  • Capital 100% guaranteed.
  • Entitles you to potential member dividends from your caisse.
How to get this product
By phone By phone
(Members)
1-877-ACCESD A (1-877-222-3732)
At the caisse At the caisse
(Members and non-members)
Make an appointment with a caisse advisor:
At a Desjardins Business Centre At a Desjardins Business Centre
(Members and non-members)
Make an appointment with an account manager at a Desjardins Business Centre.

Interest rates

Term Savings
As of November 23, 2008
Term
Rate
1 year
1.90%
3 years
2.25%
5 years
2.60%
Minimum deposit: $1,000 (outside of RRSP)
Other terms

Publications

Money working for people

Les grands prix Québécois de la qualité - Grand Prix 2007