Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]

Redeemable Term Savings

Quick facts

  • Main feature: capital 100% guaranteed
  • Term: 1 year
  • Interest rate: 0.65% (fixed, guaranteed until maturity)
  • Redemption terms: cashable in full or in part at any time without penalty at the caisse and on AccèsD
Get this product 10 reasons to choose Desjardins

Who should get this investment?

Short-term savers who may need to withdraw their savings before maturity. Ideal if you want to make your capital grow while having the freedom to access your money at any time.

Features

Interest rate
  • Fixed.
  • Based on the term selected.
  • Guaranteed until maturity.
See current rates
Minimum savings objective
$1,000
Eligible for these plans
  • Registered plans: TFSA, RRSP, FTA, LIRA, locked-in RRSP and RDSP.
  • Non-registered plans.
Redemption terms
  • Partial withdrawal of at least $1,000 of your savings if you maintain a minimum balance of $1,000.
Other
  • Desjardins caisses in Quebec are registered with the Autorité des marchés financiers, in conformity with the terms of the Deposit Insurance Act. In Ontario, deposits in registered savings plans are insured for their total amount by the Deposit Insurance Corporation of Ontario. Other deposits in Canadian dollars are insured up to $100,000. To find out more, visit the websites of the Autorité des marchés financiers and the Deposit Insurance Corporation of Ontario (DICO).
  • Eligible for potential member dividends. Find out more about member dividends.
  • Savings-Life Insurance available.

Calculate

How much will your investment be worth at maturity?

How to get this product
Online Online
(Members who use AccèsD Affaires)
After logging on, click on the Cash management tab, then Investment purchase.

Log on to AccèsD Affaires

 Guaranteed 100% Secure
By phone By phone
(Members)
1-877-ACCES A (1-877-222-3732)
At the caisse At the caisse
Make an appointment with a caisse advisor:
At a Desjardins Business Centre At a Desjardins Business Centre
Make an appointment with an account manager at a Desjardins Business Centre.
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Interest rates

Redeemable Term Savings
As of February 10, 2012
Term
Rate
1 year
0.65%
Minimum deposit: $1,000

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