Diversified Term Savings
Term savings whose initial capital is divided into three or five separate amounts, each invested for a different term (1 to 3 or 1 to 5 years).
Funds may be cashed in or reinvested at each maturity date. Longer terms generally earn higher rates of interest.
Features
- Minimum amount: $3,000.
- 3- and 5-year terms.
- Interest rates are guaranteed until maturity. See rates
- A variety of interest payment options.
Advantages
- Capital is 100% guaranteed.
- Ensures high returns.
- Access to part of the invested capital each year.
- Maturity dates are spread out, making it possible to benefit from changing interest rates.
- Entitles you to potential member dividends from your caisse.
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 At a Desjardins Business Centre
(Members and non-members) |
Make an appointment with an account manager at a Desjardins Business Centre.
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 At the caisse
(Members and non-members) |
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Interest rates
Term |
Rate |
|---|---|
1 year |
1.90% |
3 years |
2.25% |
5 years |
2.60% |
Other terms
