Build-up Savings Account for Businesses

Commercial account for your regular deposits and withdrawals (including cheques) that earns high interest.

Advantages

• Earn interest on excess funds held in the account.
• Simplify savings and optimize yield.
• Accessible with the Desjardins Business Access Card.
• Free monthly statement of account.
• Ability to get cancelled cheque images on AccèsD Affaires or with your statement of account.
• Traditional line of credit or VISA Desjardins Business Freedom Solutions Line of Credit option.

Authorized transactions

• Night deposits and ATM, inter-Caisses or counter deposits (cash, change, deposit items).
• Withdrawals at the teller counter or ATM for accounts requiring only one signature, direct or preauthorized withdrawals.¹
• Option of drawing cheques.
• Automatic transfers.
• Bill payments.

User fees

Four options:

1. Variable monthly fees.
2. Fixed monthly fees.
3. Combination of fixed and variable monthly fees.
4. Customized fee agreement.

See service charges

Insurance

• Funds insured up to $100,000 by the Autorité des marchés financiers² (capital and interest).
• Desjardins Savings-Life Insurance option for company officers.

Interest

• Interest is calculated daily on closing balance and paid monthly.
• Interest rate varies according to market conditions and account balance:
  • $0 to $19,999.99
  • $20,000 to $99,999.99
  • $100,000 to $249,999.99
  • $250,000 and up

Find out how to open a Desjardins Business Account

	At a Desjardins Business Centre (Members and non-members)	Make an appointment with an account manager at a Desjardins Business Centre.
	At the caisse (Members and non-members)	Make an appointment with an advisor at a caisse.

1. Inter-Caisses withdrawals are not permitted.
2. The regulatory body for Quebec's financial sector. In Ontario, Canadian dollar deposits insured up to $100,000 by the Deposit Insurance Corporation of Ontario.