Stock Market-Indexed Guaranteed Investment

A market-linked investment product whose returns are based on the performance of Canadian, American or overseas stock market indexes.

An attractive option to bring greater diversification to your portfolio and benefit from potential market returns without risking your capital.

Features

• Minimum amount: $500.
• 3.5- and 5-year terms.
• Return¹ linked to one or several stock-market indices. See returns
• Non-redeemable before maturity.
• Taxation of income at maturity.

Advantages

• Capital 100% guaranteed at maturity.
• Higher return potential.
• Freeze option to protect investment against a potential market decline.
• Protection against foreign currency risk.
• Entitles you to potential member dividends from your caisse.

Examples of how the return is calculated

The return paid out at maturity is based on the increase in value of the stock market index. A rate of participation in index growth or maximum growth may apply. Here is an example for the 3 stock market indices (Canadian, American and overseas):

Example of how the return is calculated (PDF, 79 KB)

See current issues to find out which securities are currently being offered.

	At a Desjardins Business Centre (Members and non-members)	Make an appointment with an account manager at a Desjardins Business Centre.
	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone

1. Returns may be nil.