Desjardins Profile Guaranteed Investment Portfolio

The Desjardins Profile Guaranteed Investment Portfolio is a turnkey savings solution that consists of several products, including term savings and market-linked guaranteed investments, distributed according to your investor profile.

This formula gives you capital protection, optimal portfolio allocation and higher potential returns than traditional investments, all in a single transaction.

Composition of the Desjardins Profile Guaranteed Investment Portfolio

• Term Savings (Enhanced interest rate based on the total amount invested)¹
• Desjardins Enhanced Return Guaranteed Investment – Financial Services
• Desjardins Enhanced Return Guaranteed Investment – Consumer Staples
• Desjardins Equity Guaranteed Investment Portfolio

Features

• Minimum amount: $1,000.
• 5-year term.
• 4 options available according to your investor profile:
  • Secure
  • Stock Market Secure
  • Balanced Income²
  • Balanced Growth²
• Unlimited return potential at maturity. See returns

Advantages

• Capital 100% guaranteed at maturity.
• Guaranted interest payment at maturity for the 4 profiles.
• Lets you acquire and track several investments at the same time.
• Access to global capital markets.
• Expert management.
• Protects you against exchange rate fluctuations.
• Entitles you to member dividends from your caisse.
• Enhanced interest rate for investments over $25,000¹

Example of how the return is calculated (PDF, 25 KB)

	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone
	At a Desjardins Business Centre (Members and non-members)	Make an appointment with an account manager at a Desjardins Business Centre.

1. Enhanced interest rate is applicable only on Term Savings portion.
2. Return on the 2 Balanced profiles could be nil. Capital is always guaranteed at maturity.