Market-linked guaranteed investments

Note

Why wait for interest rates to rise? With the "5-in-1" Enhanced Rate Guaranteed Investment, you benefit from an attractive rate appreciation, a guaranteed return and a possible future rise in interest rates each year.

Find out more about the "5-in-1" Enhanced Rate Guaranteed Investment

Market-linked guaranteed investments are a range of products designed to match your investor profile. Benefit from stock market growth without putting your capital at risk.

Features

Which investment suits my investor profile?

With a minimum guaranteed return
Profile Guaranteed Investment Portfolio	A single investment that gives you access to a variety of stock market investments.
Enhanced Return Guaranteed Investment	Use it to invest in specific sectors: financial services, consumer staples and health care.
"5-in-1" Enhanced Rate Guaranteed Investment	Benefit from future rising interest rate and a higher return potential thanks to a bonus interest rate.
Guaranteed Investment Portfolio – Retirement Income	Diversified investment with regular monthly income for retirement or other project.
With a higher return potential at maturity
Equity Guaranteed Investment Portfolio	Benefit from the performance of Canadian, U.S. and overseas indices in a single investment.
Desjardins Funds-Linked Guaranteed Investment Portfolio	A comprehensive and varied investment portfolio with unlimited return potential.
Stock Market-Indexed Guaranteed Investment	Take advantage of stock market growth with complete peace of mind.
Natural Resource Guaranteed Investment	Diversified investment whose returns are based on a number of natural resources.
Global Equity Guaranteed Investment	Return potential based on the growth of companies concerned about climate change.

Deposit insurance

 Can’t find the guaranteed investment you are looking for? To check the performance of all investments, go to the Market-linked guaranteed investments page.

Desjardins caisses in Quebec are registered with the Autorité des marchés financiers, in conformity with the terms of the Deposit Insurance Act. In Ontario, deposits in registered savings plans are insured for their total amount by the Deposit Insurance Corporation of Ontario. Other deposits in Canadian dollars are insured up to $100,000. To find out more, visit the websites of the Autorité des marchés financiers and the Deposit Insurance Corporation of Ontario (DICO).

1. For retirement products, a portion of the capital is returned as monthly income. The balance is returned at maturity.
2. Cash or conversion value may be greater or less than the capital. Conversion value is greater than cash value because of a member loyalty bonus.
3. Returns based on stock market performance may be nil at maturity. Some investments have a guaranteed annual return.