Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]

Regular transactions

Service charges for regular transactions according to type of account

Chequing Account
Transaction
Fee
Monthly management fee
$7
Encoded cheque
$0.90
Withdrawal
Counter
$1.25
ATM
$0.85
ATMs of other financial institutions in the Interac network
$1.50
ATM outside Canada (Plus network)
$3
Deposit1
Counter
$1.25
ATM
$0.85
Cash - Bills
$2.15/$1,000
Cash - Unsorted bills
$2.50/$1,000
Cash - Coins
$2.15/$100
Item deposited (5 free items/month)
$0.18
Opening a chequing account2
$25
Direct payment
$0.80
Bill payment
Counter (including withdrawal charges)
$2.50
Counter, VISA Desjardins credit card (including withdrawal charges)
$2.50
Counter, non-member of Desjardins
$3
ATM without envelope
$0.85
ATM with envelope
$2.55
AccèsD (Telephone or Internet)
$0.80
Preauthorized payment
$0.80
Transfer
Counter
$1.25
ATM
$0.85
AccèsD (Telephone or Internet)
$0.80
Automated transfer
$0.80
Automated loan payment
no fee

Net Income Stabilisation Account (NISA) and Canadian Agricultural Income Stabilization (CAIS) Program Account - agricular market
CSRN et PCSRA
No monthly management fee
For user fees, see "Chequing account" section

Build-up Savings Account for Businesses (min. balance $20,000)
Compte rendement croissant
Monthly management fee
$7
Interest paid on balances held, based on tiers
For user fees, see "Chequing Account" section

$US Build-up Savings Account for Businesses
Transaction
Fee
Monthly management fee
US$7
Encoded cheque
US$0.90
Withdrawal at counter only
US$1.25
Deposit at counter only
US$1.25

All unspecified transactions are charged the fee for chequing accounts in US dollars.

Automated services
Transaction
Fee
AccèsD Affaires Telephone
No fee
AccèsD Affaires Internet
From $0 to $29.95/month (varies based on options selected)
Transactions
$0.80
Government remittances3
GST/QST remittances
No fee
Other
$2
Direct deposit or withdrawal
Activation fee
$30
Automated list
From $0.06 to $0.35/transaction based on volume
Printed list
$5/mailing, plus $1/deposit
$25 min./month

Account Collection Service (SPC)
SIPC et SPCUD
Transactions
From $0.13 to $0.75/transaction based on volume4

  ™ The Fédération des caisses Desjardins du Québec is an authorized use of these trademarks.
  1. The caisse reserves the right to charge additional fees for large deposit volumes.
  2. In Quebec only.
  3. No charge for GST and QST remittances.
  4. Registration fees may also apply depending on anticipated volume of transactions.
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