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Commercial term loans

To purchase the goods and equipment needed to help your business grow or improve its financial structure.

Features

  • Amortization period based on the useful life of the property.
  • Fixed or variable interest rate.
  • Flexible payment terms.
  • Available in Canadian or U.S. dollars.
  • Loan insurance option to cover payments in case of disability or death.

Advantages

  • Allows you to finance capital projects without putting a significant dent in working capital.
  • Enables businesses to consolidate their financial structure while continuing to grow.
  • Re-borrow all or a portion of repaid loan principal with the Multiproject Option.
  • Diversify the risk associated with fluctuating interest rates with the Managed-Rate Option.

Did you know?

Several government business programs stimulate entrepreneurship by helping businesses obtain debt financing.

How to get this product?
At the caisse At the caisse
Make an appointment with an advisor at a caisse.
At a Desjardins Business Centre At a Desjardins Business Centre
Make an appointment with an account manager at a Desjardins Business Centre.