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Operating line of credit

To finance inventories and client accounts, take advantage of supplier discounts, for extra protection against risk of insufficient funds or to meet specific needs.

Features

  • Competitive interest rates applicable only on amount borrowed.
  • Can be paid back at anytime whenever you have cash inflows.
  • Offered in Canadian or U.S. dollars.
  • Insurance option to cover payments in case of disability or death.

Advantages

  • Terms of use and payment terms tailored to your company.
  • Efficient cash management.
  • Allows you to meet day-to-day operating needs.
  • Gives you the option of issuing cheques up to your authorized credit limit to avoid an insufficient funds situation.
  • Interest is calculated only on credit amount used.
  • Automatic replenishment. 
How to get this product
At the caisse At the caisse
Make an appointment with an advisor at a caisse.
At a Desjardins Business Centre At a Desjardins Business Centre
Make an appointment with an account manager at a Desjardins Business Centre.