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Vision Partner Buy-Out Coverage

Is this coverage right for you?

It's right for you if you want to ensure that your business continues to run smoothly if your business partner dies or becomes disabled, you've been in business for at least 3 years and have a buy-sell agreement.

Features and advantages

Eligibility	Ages 18 to 55
Coverage period	Disability insurance: up to age 60 Life insurance: can remain in force for life
Waiting period for disability insurance	The disability must last at least 24 months
Benefit amount	A financial security advisor2 will help you choose the amount that's right for you, based on your buy-sell agreement
Cost	Based on the benefit amount chosen and your personal situation (age, gender, smoking habits, state of health, etc.)
Other	If your buy-sell agreement includes the buy-back of shares in the event of a critical illness, you can round out this coverage with critical illness insurance as well Lets you add other insureds or coverages like disability or healthcare insurance Offers all the benefits of the Vision contract
Assistance services	Provides access to several GPS Program assistance services at no extra charge: Business Assistance Convalescence Assistance - referrals Legal Assistance Estate Settlement Assistance Travel Assistance

	At the caisse	Make an appointment with a financial security advisor at a caisse.
	At a Desjardins Business Centre	Make an appointment with a financial security advisor at a Desjardins Business Centre.

	By e-mail	Fill out the form
	By phone	1-866-838-7661

This coverage is a product of Desjardins Financial Security Life Assurance Company. In Ontario, it's distributed through Desjardins Financial Security Life Assurance Company, and in Quebec through Desjardins Financial Security, Financial Services Firm.

This webpage is for information purposes only. Only the policy and insurance application will be used to settle legal disputes. Some exclusions and restrictions apply.

1. A total and permanent disability is defined as the insured's inability to perform any other replacement occupation. Disability must be complete, permanent and the result of an illness or accident.
2. Life and health insurance agent in Ontario. In Quebec, it refers to a financial security advisor employed by Desjardins Financial Security, Financial Services Firm and assigned to a Desjardins caisse.