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Life, health and disability insurance for business people

Are you self-employed or a business owner, farmer or producer? You know how much energy and creativity it takes, every day, to ensure your bottom line.

You want to take all appropriate measures to be able to meet unexpected challenges without jeopardizing the survival of your company.

A financial security advisor will help you protect your business

Based on an insurance needs analysis, a financial security advisor¹ will help you build a customized insurance solution. You'll be able to select the coverage you need from our Vision contract's² life and health insurance options and get coverage similar to a group life insurance plan

What is a financial security advisor?

Insurance solutions

We can offer you flexible insurance solutions that are specially designed for business owners.

Types of insurance

Life insurance

Life insurance covers any death-related expenses (funeral costs, taxes, etc.) so you can rest easy knowing that your business is protected and your family is provided for.


Term life insurance	Provides affordable coverage for a set period of time (e.g. 1, 5, 10 or 20 years). Products: Vision Partner Buy-Out Coverage Vision Death Coverage
Permanent life insurance	Provides lifetime coverage that is more cost-effective than term insurance over the long run. Products: Vision Death Coverage Vision Duo Solution Vision Paid-Up Death Coverage
Universal life insurance	Provides coverage for as long as you need as well as an account for making tax-free investments Product: Vision Death Coverage with Savings

Health and disability insurance

Health and disability insurance ensure that your business continues to run smoothly if you or a key employee experiences health problems, and offer benefits similar to a group insurance plan.


Disability insurance	Allows you to meet your financial obligations and those of your business if you have to stop working because of an illness or accident. Products: Vision Partner Buy-Out Coverage Vision Disability - Business Expenses Vision Disability - Income
Critical illness insurance	Lets you focus on getting better and avoid the financial stress of a serious illness like cancer or stroke. Products: Vision Critical Illness Coverage Vision Duo Solution
Healthcare insurance	Reimburses you for healthcare expenses that aren't covered under government plans (prescription drugs, dental care, etc.). Products: Vision Healthcare Coverage Vision Hospitalization Coverage Vision Accident Coverage

Find out more

To find out what insurance can do for you, see Why take out insurance?.




	By e-mail	Fill out the form


	By phone	1-866-838-7661


	At the caisse	Make an appointment with a financial security advisor at a caisse.


	At a Desjardins Business Centre	Make an appointment with a financial security advisor at a Desjardins Business Centre.

1. Life and health insurance agent in Ontario. In Quebec, it refers to a financial security advisor employed by Desjardins Financial Security, Financial Services Firm and assigned to a Desjardins caisse.
2. These coverages are products of Desjardins Financial Security Life Assurance Company. In Ontario, they're distributed through Desjardins Financial Security Life Assurance Company, and in Quebec through Desjardins Financial Security, Financial Services Firm.