Cost

Each month, an insurance premium equal to $0.25 per $100 of the insured balance of your credit account is withdrawn from your credit account.

The premium rate is the same for all insureds.

Premium holiday

Insureds who receive disability benefits are entitled to a refund of a portion of their monthly premium. The refund is equal to the premium calculated based on the insured amount that was used to establish the benefit payable.

Credit Balance Insurance is underwritten by Desjardins Financial Security Life Assurance Company Some restrictions apply to this product. Please see Notice.

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Les grands prix Québécois de la qualité - Grand Prix 2007