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Eligibility

No matter what your type of business, its size or the business sector in which it operates, you are eligible for Loan Insurance if you are:

• the borrower, his/her spouse or his/her guarantor
• a member, shareholder, director, owner of the borrowing corporate body or his/her spouse or the guarantor of this corporate body

Age of eligibility

• Life Insurance: you must be under 70 years of age.
• Disability Insurance: you must be under 65 years of age and already have life insurance.

Health questions

In most cases, eligibility for Loan Insurance is determined on the basis of a few medical questions asked when you apply for the loan. Based on your answers, you may be required to submit an insurability report.

	At a Desjardins Business Centre	Make an appointment with an account manager at a Desjardins Business Centre.
	At the caisse	Make an appointment with an advisor at a caisse.

Loan Insurance is underwritten by Desjardins Financial Security Life Assurance Company. Some restrictions apply to this product. Please see the Notice section.