Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]
Loan Insurance
Covers your business loan payments in the event of death or disability.
Features
- Life and disability insurance coverage available.
- Premium cost is based on outstanding loan balance.
- Monthly payments are covered in full or according to the percentage selected.
- Available to eligible company members, regardless of the size or type of business or industry.
- There are no exclusions in the event of death.
Advantages
- Premiums take into account the loan’s continually changing balance.
- Death and disability benefits are not generally taxable or reduced by amounts received from other insurance plans. Making a claim
- Benefits are paid for the duration of the disability until the loan is paid in full or the insured reaches the age of 70.
- Complimentary access to some of the following GPS Program assitance services: Psychological Assistance, Convalescence Assistance, Estate Settlement Assistance and Legal Assistance.
- There are no exclusions regarding the type of work.
Find out more
Find out more about Loan Insurance and see the Participant's Guide (PDF, 885 KB)
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 At a Desjardins Business Centre
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Make an appointment with an account manager at a Desjardins Business Centre.
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 At the caisse
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Make an appointment with an advisor at a caisse.
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Loan Insurance is underwritten by Desjardins Financial Security Life Assurance Company. Some restrictions apply to this product. Please see the Notice section.
