Death coverage – Paid-up (with surrender values)

This coverage provides insurance for life. The number of years the insurance costs have to be paid, however, varies depending on the coverage selected.

For people who want to pay their insurance in full within a set period of time.

Three types of Death coverage – Paid-up:

Death coverage – Paid-up After 10 Years	Insurance costs are paid for 10 years and the insurance stays in force for your lifetime.
Death coverage – Paid-up After 20 Years	Insurance costs are paid for 20 years and the insurance stays in force for your lifetime.
Death coverage – Paid-up at age 100	Insurance costs are paid until age 100 and the insurance stays in force for your lifetime.

Features

• Upon the death of the insured, beneficiary receives a non-taxable lump sum benefit.
• Coverage amount established based on a needs analysis carried out by a financial security advisor¹.
• Available to individuals aged 0 to 75.
• Cost varies according to coverage selected and personal factors (age, gender, smoker or non-smoker, general health, etc.)
• Option to insure 2 to 5 people with joint insurance.

Advantages

• Lifetime coverage with limited premium payment period.
• This coverage includes:
• cash surrender value (amount payable if you terminate coverage)
• paid-up insurance value after 10 or 20 years or at age 100 (coverage amount that remains in place with no more insurance payments due)
• You may add insureds to your contract as well as additional Vision coverages such as disability, critical illness, health and loss of independence insurance.
• You benefit from other Vision contract advantages such as basic coverages and complimentary access to some of the following GPS Program assistance services at no extra charge: Convalescence Assistance – referrals, Legal Assistance, Estate Settlement Assistance et Travel Assistance.

To get Death coverage – Paid Up (with surrender values) insurance, please meet with a financial security advisor at a caisse or Desjardins Business Centre.

	By e-mail	Write us
	By phone	1-866-838-7661
	At the caisse	Make an appointment with a financial security advisor at a caisse.
	At a Desjardins Business Centre	Make an appointment with a financial security advisor at a Desjardins Business Centre.

The product described above is Desjardins Financial Security Life Assurance Company insurance coverage distributed by Desjardins Financial Security, Financial Services Firm. This document is provided for informational purposes only. Only the policy and the insurance application will be used to settle legal disputes. Certain exclusions and restrictions may apply.

1. Life and health insurance agent in Ontario. Financial security advisors are employees of Desjardins Financial Security, Financial Services Firm.