Guaranteed insurability

Gives the insured the right to obtain new death coverage during election periods without having to provide evidence of insurability (based on age, general health, lifestyle, etc.).

Features

• Coverage amount: $25,000 to $100,000.
• Available to individuals aged 0 to 40.
• Cost varies according to coverage selected and personal factors (age, gender, smoker or non-smoker, general health, etc.).
• Coverage amount may be increased every 5 years (up to a maximum of 5 increases).

Advantages

• Coverage amount can be increased even if insured’s general health declines.
• When selected for a child, ensures he or she will be able to obtain death coverage as an adult without regardless of general health, employment or lifestyle.
• Election periods may be exercised in advance following any one of these events: marriage, purchase of a home, birth or legal adoption of a child.
• You may add insureds to your contract as well as additional Vision coverages such as disability, critical illness, health or loss of independence insurance.
• You benefit from other Vision contract advantages such as basic coverages and assistance services at no extra charge.

To find out more about guaranteed insurability, please meet with a financial security advisor¹ at a caisse or Desjardins Business Centre.

	By e-mail	Write us
	By phone	1-866-838-7661
	At the caisse	Make an appointment with a financial security advisor at a caisse.
	At a Desjardins Business Centre	Make an appointment with a financial security advisor at a Desjardins Business Centre.

The product described above is Desjardins Financial Security Life Assurance Company insurance coverage distributed by Desjardins Financial Security, Financial Services Firm. This document is provided for informational purposes only. Only the policy and the insurance application will be used to settle legal disputes. Certain exclusions and restrictions may apply.

1. Life and health insurance agent in Ontario. Financial security advisors are employees of Desjardins Financial Security, Financial Services Firm.