Insurance solutions

We offer flexible insurance solutions designed for the specific needs of business people.

A financial security advisor¹ will help you choose from the life, disability, critical illness, loss of independence and health insurance options available with the Vision contract² to build a customized solution that takes into account your business needs, and your personal and family needs if required.

Our solutions can be adapted to your needs as they change over time. You can make changes to your contract, increase the number of insureds or add coverages without penalty.

Performance Solution	Customized solution that can include any life, disability, critical illness, loss of independence and health coverage available with the Vision contract, including Partner Death and Disability coverage. Advantages A great solution for the self-employed. Create a health insurance plan that provides coverage similar to a group plan even if you work solo. Allows you to select and combine coverages to meet your needs.
Business Partner Solution	Solution that can be used to finance a buy-sell agreement, and can include Partner Death or Disability coverage, and death and critical illness coverage. Important advantage As your business grows, so does the cost of buying back shares. This solution provides for an increase in the amount of insurance of certain coverages3 when: a benefit is paid following the death or disability of a partner the percentage of company shares held by the partners changes the value of the company increases
SécuriTerre Insurance Program	Insurance program specially designed for farmers and producers allowing you to combine all life, disability, critical illness and health insurance available with the Vision contract. The program also offers additional advantages with regards to disability coverage. Advantages Get a higher job category than you would normally get, giving you substantial cost savings (in Quebec) as high as 35% on some coverages. Eligible income amount takes into account your needs as a farmer or producer. This has a positive impact on the benefit amount paid in the event of disability (in Quebec and for recognized agricultural producers in Ontario4).

Meet with a financial security advisor

1. Life and health insurance agent in Ontario. Financial security advisors are employees of Desjardins Financial Security, Financial Services Firm.

2. Desjardins Financial Security Life Assurance Company insurance coverage distributed by Desjardins Financial Security, Financial Services Firm.

3. Certain limits and conditions apply.

4. The definition of "recognized agricultural producer" is based on a minimum amount of agricultural income.