Business Home > Your projects > Business transfer > The experts

The experts

Since many issues have to be addressed when transferring a business, the best strategy is to rely on the expertise of a team of financial experts.

There are 5 categories of financial experts:

Account managers

Account managers will help you choose your project. They are financing package specialists and qualified strategists who can give you the lay of the land, no matter how large and complex your plans may be. They can scrutinize every aspect of your project and propose innovative solutions tailored to your needs and objectives.

Financial planners

Financial planners examine your financial situation, analyze your needs, recommend and action plan and help you implement it. They offer a clear and overall approach to your financial wealth, at every step of your life. If need be, they will put you in touch with other Desjardins experts, such as an investment advisor, a financial security advisor or a private manager. See Make your Financial Plan.

Investment managers

Investment managers work with account managers to create financing packages. In addition to traditional financing, they offer financial products in development capital in the form of debentures or capital stock. They will also help you choose your project.

These products allow future owners, such as family members, company staff or external buyers, to buy the business, even if their downpayment seems insufficient at first, while maintaining the business' level of debt within reasonable limits. Finally, the new owners can benefit from the advice of investment managers and their knowledge of various markets.

Investment advisors

Investment advisors¹ closely follow economic and corporate trends, at home and abroad. With the use of advanced tools, they can detect good investment opportunities and help you take advantage of them. They can make investment opportunities and help you take advantage of them. They can make investment recommendations that are in line with your investor profile and your financial objectives.

Financial security advisors

The role of financial security advisors² is to ensure that you and your loved ones have the coverage you need. Financial security advisors have the expertise required to offer life, health and disability insurance solutions. As your situation evolves, an advisor can propose the necessary changes to ensure that your insurance needs are properly met. An illness or accident should not compromise your efforts or jeopardize your success.

	At the caisse	Make an appointment with a caisse advisor: online by phone

1. Investment advisors are Desjardins Securities employees. Desjardins Securities is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF).
2. Financial security advisors are employees of Desjardins Financial Security, a financial services firm. Ontario Life and Health Insurance Agent.