Simple ways to reduce your service charges

Use Desjardins ATMs
With the Desjardins Business Access Card, automated transactions are less costly.

Automate your bill payments
Use direct withdrawal or the Account Collection Service (SPC).

Sign up for the Desjardins Direct Payment service
Reduce the number of deposits you make and their amount.

Register for AccèsD Affaires
This service allows you to:

• Check the balance of all your accounts.
• View transaction histories (12 months).
• Transfer funds between accounts.
• Repay your line of credit.
• Pay suppliers.
• Transmit employee payroll files.

Use Garda services
If you deposit less than $30,000 at a time and over $60,000 per month in cash (bills and coins), you could save money by using Garda armored car services.

Use Desjardins Payroll services
Desjardins Payroll and Human Resources Services handle payroll processing from start to finish (including remittances of payroll deductions) and deposit payroll directly into your employees' accounts for a low fee.

Pay your bills with VISA Desjardins
Use your VISA Desjardins Business card or the VISA Desjardins Purchasing card to pay your bills. You'll reduce check and withdrawal charges and have better control over your expenses.

For more about these simple tips to save money, contact the Desjardins Business Centre in your area.

	At the caisse	Contact an advisor at a caisse.
	At a Desjardins Business Centre	Contact an account manager at a Desjardins Business Centre.