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Group retirement savings solutions

Enhance your job conditions: give your employees the opportunity to participate in a group retirement savings solution.

We offer plan managers and participants many investment options, the expertise of highly qualified personnel and many tools to work with.

Group RRSP	Participants can use the Group Registered Retirement Savings Plan to build capital for their retirement at a great rate.
Deferred Profit-Sharing Plan	The DPSP helps motivate employees to participate in the company's success since they earn a portion of the profits.
Simplified Pension Plan1	An SPP minimises your tasks and the related administrative costs.
Defined Contribution Pension Plan	A savings plan in which both employer and employees make pre-defined contributions that are generally based on a percentage of employee salary.
Group Tax-Free Savings Account (TFSA)	A savings plan under which contributions are not tax-deductible, but whose income, including capital gains, is tax-free, even when withdrawn.

Additionnal solutions

Individual Pension Plan	The IPP is an attractive option for business owners and senior managers, whose incomes require a greater tax deferment strategy.
Desjardins Savings Plan for Future Beginning Farmers1	This program helps you accumulate capital to buy a farm.

	At the caisse	Contact an advisor at a caisse.
	At a Desjardins Business Centre	Contact an account manager at a Desjardins Business Centre.

1. Available only in Quebec.