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Open an account at Desjardins Bank

It's easy to open an account at Desjardins Bank; just inquire at the Desjardins caisse or Desjardins Bank branch of your choice. A minimum deposit is required¹ to open an account. Find out about accounts and the minimum balance required to open them.

How the accounts work

Once the account is opened with the minimum amount required through a funds transfer, you'Il be able to make deposits into your Florida account from a distance using AccèsD Internet.

To do this, first add Desjardins Bank to your list of organizations in your AccèsD bill file.

Add Desjardins Bank to your bill file

1. Contact an AccèsD advisor to enter organization no. 1159 to your AccèsD bill file by calling one of the following numbers:

   Montreal area: 514-522-2373
   Elsewhere in Quebec, Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)

2. Provide the advisor with the reference number of the branch in which to make the deposit. The reference number is made up of 10 digits, beginning with:

   • 001 for accounts at the Hallandale Beach Branch
   • 020 for accounts at the Pompano Beach Branch
   • 030 for accounts at the Lauderhill Branch

   and followed by zeros and your Desjardins Bank account number (e.g., 0010033666).

You can now make your first deposit to your Desjardins Bank account on AccèsD Internet.

Transaction processing and the exchange rate

Deposits will be credited to your Desjardins Bank account the following working day at the exchange rate posted by the caisse on the day of the transaction.

Transfers, draft and money orders are also accepted.

Check funds are usually held for 10 working days.

Advantages of having a Desjardins Bank account

Frequent travelers to the U.S. will enjoy the convenience and benefits of a Desjardins Bank account:

• A continued business relationship with Desjardins.
• Personalized service in French and English.
• You can pay local service providers from your account.
• Your deposits are insured up to US$100,000. This amount has been temporarily increased by the Federal Deposit Insurance Corporation (FDIC) to $250,000 until December 31, 2013.
• Interest is compounded daily on interest-bearing accounts.
• Accelerated service for Desjardins caisses members, particularly for credit applications and fund transfers.

What's more, Desjardins Bank has a distinct edge over its U.S. competitors because it has privileged access to Canadian markets. It is recognized as one of a select group of the most secure and best managed financial institutions for the past 16 consecutive quarters (less than 5% of the industry.)

1. A minimum deposit is required to open a Desjardins Bank account, payable to Desjardins Bank by funds transfer. The minimum deposit amount varies according to account.