Accounts

To help you choose the account best suited for you, here is an overview of account features and service charges.


Non-interest-bearing checking accounts
Low Cost Checking Account
  • Non-interest-bearing account
  • Check-writing privileges
  • Minimum opening deposit: $50
  • Monthly service charge: $5
Regular Checking Account
  • Non-interest-bearing account for day-to-day transactions
  • Check-writing privileges
  • Minimum opening deposit: $50
  • No monthly fee if minimum daily balance is maintained in account

Interest-bearing checking accounts
Now Account
  • Account with check-writing privileges
  • Interest compounded daily and paid monthly
  • Minimum opening deposit: $100
  • No monthly fee if minimum daily balance is maintained in account
Super Now Account
  • Account with check-writing privileges
  • Interest compounded daily and paid monthly
  • Minimum opening deposit: $100
  • Interest rate varies according to account balance
  • No monthly fee if minimum daily balance is maintained in account

High-yield savings accounts
Money Market Account
  • Account with check-writing privileges
  • Interest compounded daily and paid monthly
  • Minimum opening deposit: $1,000
  • No monthly fee if minimum daily balance is maintained in account
  • Maximum of 6 withdrawals per month
Super Privilege 55 Account
  • Account with check-writing privileges
  • Includes additional services
  • Minimum opening deposit: $1,000
  • Interest compounded daily and paid monthly
  • No fee if minimum daily balance is maintained in account or in a term deposit of 1-year or more

Other accounts
Regular Savings Account
  • Account with no check-writing privileges
  • Minimum opening deposit: $50
  • Interest compounded daily and paid monthly
  • No fee if minimum daily balance is maintained in account
  • Maximum of 6 withdrawals per month
Certificates of Deposit
  • Minimum opening deposit: depends on term selected
  • Terms: 32 days to 5 years
  • Interest compounded and paid monthly or simple and paid at maturity
  • No additional deposits allowed before maturity
  • Early withdrawal penalty applies to withdrawals made prior to maturity

Open an account at Desjardins Bank.

Find out about transactions you can make from your Desjardins Bank account.