Mortgage loan

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Thinking about buying a home or renewing your mortgage? Have a look at the rates on our mortgage loans.

Official rates in effect on February 9, 2012


Residential mortgage loan (6 months to 5 years) – Closed fixed rate 1  Available in RSS format
Term
Interest rate
6 months
4.40%
1 year
3.49%
2 years
3.55%
3 years
3.95%
4 years
4.64%
5 years
5.14%

Residential mortgage loan – Open fixed rate 1  Available in RSS format
Term
Interest rate
6 months
6.50%
1 year
6.30%

Residential mortgage loan - Variable rate 1  Available in RSS format
Open regular variable rate
Closed reduced variable rate
4.00%
3.00%
Line of credit with security of mortgage
Type
Interest rate
Versatile Line of Credit
($25,000 or more)
For the current rates, contact an advisor at a branch.

Last update: February 2, 2012
Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factor. Certain conditions may apply.


For additional information, please contact an advisor at a branch.

1. In Ontario, the annual percentage rate (APR) is equal to the posted interest rate, assuming that there are no additional charges applicable to the loan. Should there be such charges, the APR might be different.

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