Desjardins Credit Union [Change site]
Stock Market-Indexed Guaranteed Investment - International Index
Track your market-linked guaranteed investments on the stock market.
Weekly update
Last update: May 18, 2012
Issue date (investment agreement) |
Term
/ Fixed return (F) (note 1)
|
Initial index level |
Index level |
Cumulative appreciation
(note 2)
|
Maximum appreciation at maturity
(note 4)
|
|---|---|---|---|---|---|
January 22, 2008 |
5 years
|
100.00
|
100.00
|
0.0%
|
45.00%
|
January 23, 2008 |
5 years
|
100.00
|
83.16
|
0.0%
|
Unlimited
|
January 22, 2008 |
7 years (F)
|
100.00
|
83.16
|
0.0%
|
Unlimited
|
November 20, 2007 |
5 years
|
100.00
|
100.00
|
0.0%
|
45.00%
|
November 21, 2007 |
5 years
|
100.00
|
78.25
|
0.0%
|
Unlimited
|
November 20, 2007 |
7 years (F)
|
100.00
|
78.25
|
0.0%
|
Unlimited
|
September 19, 2007 |
5 years
|
100.00
|
100.00
|
0.0%
|
40.00%
|
September 19, 2007 |
5 years
|
100.00
|
78.51
|
0.0%
|
Unlimited
|
September 18, 2007 |
7 years (F)
|
100.00
|
78.51
|
0.0%
|
Unlimited
|
June 20, 2007 |
5 years
|
100.00
|
100.00
(note 6)
|
0.0%
|
40.00%
|
June 20, 2007 |
5 years
|
100.00
|
79.48
(note 6)
|
0.0%
|
Unlimited
|
June 19, 2007 |
7 years (F)
|
100.00
|
77.07
|
0.0%
|
Unlimited
|
March 20, 2007 |
7 years (F)
|
100.00
|
83.90
|
0.0%
|
Unlimited
|
January 23, 2007 |
7 years (F)
|
100.00
|
82.64
|
0.0%
|
Unlimited
|
November 15, 2006 |
7 years (F)
|
100.00
|
81.83
|
0.0%
|
Unlimited
|
September 12, 2006 |
7 years (F)
|
100.00
|
86.89
|
0.0%
|
Unlimited
|
June 20, 2006 |
7 years
|
100.00
|
94.30
|
0.0%
|
Unlimited
|
March 26, 2006 |
7 years
|
100.00
|
88.90
|
0.0%
|
Unlimited
|
January 23, 2006 |
7 years
|
100.00
|
91.21
|
0.0%
|
Unlimited
|
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 Online |
See the Equity Guaranteed Investment Portfolio section.
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 At the branch
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Contact an advisor at a branch.
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1. Certain issues are available with a fixed return option, which enables you to freeze the index level if you anticipate a favourable return at maturity. This level will help in the calculation at the end of the term. Consult your deposit agreement to find out when you may select this option.
2. The indicated percentage represents the appreciation of the index in relation to its initial level. This appreciation takes into account the characteristics of each indexed term savings product: it was raised for issues with a participation rate over 100%, and also considers participation rates that are lower than the index growth, if applicable. The appreciation also takes into account, if applicable, the annual higher and lower limits stipulated in the deposit agreement. Your capital is guaranteed but the return may be nil. The return indicated (not expressed as an annual compound return) illustrates the trends of the various issues.
3. If you have opted for a return freeze, the return is guaranteed and you will be paid the interest at maturity.
4. Maximum appreciation at maturity: certain issues have ceilings that determine the maximum amount you may receive at maturity.
6. This product will mature shortly; the current valuation of the index level includes all readings to date that will be taken into account when calculating the average of the last three months to determine the closing index, as stipulated in the deposit agreement.
