Desjardins Credit Union [Change site]
Stock Market-Indexed Guaranteed Investment - American Index
Track your market-linked guaranteed investments on the stock market.
Weekly update
Last update: May 18, 2012
Issue date (investment agreement) |
Term
|
Initial index level |
Index level |
Cumulative appreciation
(note 2)
|
Maximum appreciation at maturity
(note 4)
|
|---|---|---|---|---|---|
April 19, 2012 |
5 years
|
1,368.71
|
1304.86
|
0.0%
|
25.00%
|
February 20, 2012 |
5 years
|
1,343.23
|
1304.86
|
0.0%
|
28.00%
|
December 14, 2011 |
5 years
|
1,261.01
|
1304.86
|
3.5%
|
28.00%
|
October 19, 2011 |
5 years
|
1,207.25
|
1304.86
|
8.1%
|
28.00%
|
July 14, 2011 |
5 years
|
1,339.22
|
1304.86
|
0.0%
|
31.00%
|
April 20, 2011 |
5 years
|
1,314.41
|
1304.86
|
0.0%
|
31.00%
|
February 17, 2011 |
5 years
|
1,320.88
|
1304.86
|
0.0%
|
27.50%
|
November 18, 2010 |
5 years
|
1,218.71
|
1304.86
|
7.1%
|
31.00%
|
September 16, 2010 |
5 years
|
1,098.87
|
1304.86
|
18.8%
|
34.00%
|
June 16, 2010 |
5 years
|
1,055.69
|
1304.86
|
23.6%
|
30.00%
|
March 16, 2010 |
5 years
|
1,145.61
|
1304.86
|
13.9%
|
30.00%
|
January 16, 2010 |
5 years
|
1,145.68
|
1304.86
|
13.9%
|
30.00%
|
November 17, 2009 |
5 years
|
1,087.24
|
1304.86
|
20.0%
|
32.00%
|
September 5, 2009 |
5 years
|
994.75
|
1304.86
|
31.2%
|
34.00%
|
June 13, 2009 |
5 years
|
939.15
|
1304.86
|
38.0%
Max. reached
|
38.00%
|
March 14, 2009 |
5 years
|
721.36
|
1304.86
|
41.0%
Max. reached
|
41.00%
|
January 17, 2009 |
5 years
|
842.62
|
1304.86
|
41.0%
Max. reached
|
41.00%
|
November 15, 2008 |
5 years
|
852.30
|
1304.86
|
41.0%
Max. reached
|
41.00%
|
September 13, 2008 |
5 years
|
1,232.04
|
1304.86
|
5.9%
|
41.00%
|
June 14, 2008 |
5 years
|
1,335.49
|
1304.86
|
0.0%
|
42.00%
|
March 15, 2008 |
5 years
|
1,308.77
|
1304.86
|
0.0%
|
42.00%
|
January 21, 2008 |
5 years
|
1,373.20
|
1304.86
|
0.0%
|
45.00%
|
November 19, 2007 |
5 years
|
1,470.58
|
1304.86
|
0.0%
|
45.00%
|
September 17, 2007 |
5 years
|
1,471.56
|
1304.86
|
0.0%
|
40.00%
|
June 18, 2007 |
5 years
|
1,515.67
|
1,342.84
(note 6)
|
0.0%
|
40.00%
|
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 Online |
See the Stock Market-Indexed Guaranteed Investment section.
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 At the branch
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Contact an advisor at a branch.
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2. The indicated percentage represents the appreciation of the index in relation to its initial level. This appreciation takes into account the characteristics of each indexed term savings product: it was raised for issues with a participation rate over 100%, and also considers participation rates that are lower than the index growth, if applicable. The appreciation also takes into account, if applicable, the annual higher and lower limits stipulated in the deposit agreement. Your capital is guaranteed but the return may be nil. The return indicated (not expressed as an annual compound return) illustrates the trends of the various issues.
4. Maximum appreciation at maturity: certain issues have ceilings that determine the maximum amount you may receive at maturity.
6. This product will mature shortly; the current valuation of the index level includes all readings to date that will be taken into account when calculating the average of the last three months to determine the closing index, as stipulated in the deposit agreement.
