How to save

Having trouble putting money aside? Let us show you how changing a few habits can make all the difference in the world!

Why save?

Saving is making your money grow! Putting a bit of money aside can allow you to:

  • achieve your long-term objectives;
  • handle an emergency.

How can I save?

Through solid planning and informed money management. Making up a budget is a useful and practical way to do just that!

There are a number of ways to make your money grow.

  • Savings account
    The Desjardins Optimum Student Account. You'll save on service charges and get the first 100 cheques free.

  • Term deposits
    Desjardins Credit Union pays guaranteed interest on a fixed amount that you agree to freeze for a pre-determined amount of time.

  • Indexed savings
    You benefit from a higher potential return and protect your capital.

  • Investment funds
    Investment professionals, who track market fluctuations, manage your portfolio of shares, bonds and other investments.

  • Shares
    Companies sell shares in their business on the stock market. This could earn you a higher rate of return on your investment, but shares also involve greater risk (your capital is not guaranteed).

To learn more about different ways to save and invest.

For advice on the savings method that's ideally suited to your needs, contact a Desjardins Credit Union representative at your branch.

Money working for people