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How to choose your investments
With the help of an advisor at your DCU branch, begin with this effective approach to investing:
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1. Establish your investment objectives |
Think about the projects you've planned for your investments, then decide when you want to launch these projects and the amount of money you'll need. |
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2. Determine your investor profile |
Your investment Investment: Amount of money invested to generate profit.
strategy should be devised on the basis of your investor profile Investor profile: Personality or type of investor (e.g., prudent, ambitious) determined by an individual's circumstances and risk tolerance. . Your personality will determine whether you are comfortable with more volatile investments, or with those where the capital Capital: Amount of money that you have available to spend or invest.
is guaranteed. |
3. Balance your assets by combining 3 investment categories |
It's a good idea to balance your investment portfolio by combining 3 major investment categories: liquid assets Liquid assets: Money immediately accessible or assets that can be quickly and easily converted to cash.
, fixed-income securities Fixed-interest security: Type of investment for which the rate of return is known in advance. and growth stocks Growth stock: Type of investment that is expected to gain value quickly, but for which there is no guaranteed rate of return. .
In the stock market Stock market: System in which investments such as company stocks and securities are traded through capital markets (e.g., New York Stock Exchange). , it's also important to spread your investment among several sectors and geographic regions. Remember the saying: never put all your eggs in one basket! Find out more about investment categories. |
4. Choose the financial products that suit you |
You can also choose investments that reflect your personal values. For example, you can opt for ethical or environmentally-friendly stocks, or purchase shares in companies involved in health research and development. You can
also avoid investing in companies whose practices run counter to your values. |
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 At the branch
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Contact an advisor at a branch.
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