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User fees for key services
User fees for key services
Effective November 1, 2008.
Transaction |
Personal Chequing, Build-Up Savings, Regular Savings1 |
High-Yield |
|---|---|---|
Desjardins ATMs |
||
Withdrawal, transfer and payment of a bill registered in your bill file |
$0.60 |
$1.00 |
Payment of a bill not registered in your bill file |
$2.25 |
$2.50 |
Deposit, account balance information, passbook update, summary of transactions, line of credit payment |
Free |
Free |
ATMs other than Desjardins2 |
||
Interac* |
$1.50 |
$1.50 |
PLUS* |
$3.00 |
$3.00 |
AccèsD Telephone and Internet |
||
Transfer and payment of a bill registered in your bill file |
$0.60 |
$1.00 |
Deposit, account balance information, passbook update, summary of transactions, line of credit payment |
Free |
Free |
Direct (debit card) payment (Canada, United States) |
$0.65 |
$1.00 |
Direct deposit, automatic transfer between accounts in the same folio |
Free |
Free |
Direct withdrawal (preauthorized payment) |
$0.60 |
$1.00 |
Automated inter-folio, inter-caisse transfer |
$0.60 |
$1.00 |
Cheque |
$0.75 |
$1.25 |
Teller services |
||
Cashing of items, withdrawals or transfers |
$1.00 |
$1.25 |
Bill payment |
$2.25 |
$2.50 |
Deposit, account balance information while making a transaction, passbook update and line of credit payment |
Free |
Free |
 |
||
1. Cheques and direct withdrawals are not provided for in this account.
2. Service charges of $1.50 and $3.00 apply to withdrawals made at non-Desjardins Credit Union ATMs in the Interac* and Plus* networks. Some ATMs may also charge additional fees.
* Fédération des caisses Desjardins du Québec, authorized user of these trademarks
Service |
Fee |
|---|---|
American Express™ single-signature traveller’s cheques |
1% (min. $4.50) |
Cheque retained for future cashing |
$5.00 |
NSF cheque or item |
$40.00 |
Certified cheque |
|
At signatory’s request |
$10.00 |
At payee’s request |
$15.00 |
Safety deposit box (annual rental)1 |
From $35.00 |
Personalized cheque order1 |
Supplier’s fee |
Confirmation of balance, fees, interest, transaction or other |
|
By telephone or at the teller counter |
$2.50 |
In writing |
$30.00/hour |
Stop payment |
|
With complete information |
$12.00 |
With partial information |
$20.00 |
Series of cheques or preauthorized payments |
$20.00 |
Account overdraft |
|
First day |
$5.00 |
Subsequent day, if increased |
$5.00 |
Closing an account |
|
Less than 90 days after opening |
$15.00 |
More than 90 days after opening |
Free |
Inactive folio after written notice |
|
After 1 year |
$10.00 |
After 2 years |
$20.00 |
After 3 years |
$40.00 |
Passbook |
Free |
Cheque or other document search |
|
Less than 90 days |
$5.00 each |
More than 90 days |
$30.00/hour (min. $15.00) |
Monthly statement of account |
On AccèsD Internet |
Free |
With paper or online cheque images |
$2.00 |
Paper statement of account |
|
Monthly with cheques returned |
$1.50 |
Weekly without cheques returned |
$0.50 |
Weekly with cheques returned |
$2.00 |
Money order or draft in Canadian dollars |
$6.50 |
Reimbursement or photocopy of money order or draft (all currencies) |
Between $10.00 and $50.00 |
Transfer |
|
Set up of automatic transfers |
Free2 |
On request |
$5.00 |
|
|
1. Fees subject to GST and PST.
2. A $5.00 service charge applies to changes to transfers made at the teller counter.
™ Trademark of the American Express Company
Plans and other accounts are available. To find out more:
- The Economy Plan or Economy Plus Plan, if you don't make many transactions
- The Autonomous Plus Plan, for people who want even more freedom
- The Premier Plan or Premier Plus Plan, if you make many transactions
- The Desjardins Youth Profit Account, for those aged 25 and under
- The Desjardins Merit Services, for people aged 59 and over
Transaction |
Fee |
|---|---|
Purchase and sale of U.S. currency |
|
Member |
Free |
Non-member |
$2.25 |
Purchase and sale of currencies other than U.S. |
$5.00 |
Issuance of a U.S. dollar cheque on a Canadian dollar account |
$15.00 |
Cashing or deposit of cheques, money orders or drafts in a Canadian dollar account |
|
U.S. currency |
$2.50/deposit1 |
Other foreign currency |
$7.00/deposit2 |
U.S. dollar money order |
$6.50 |
Draft in U.S. dollars or other currency |
$7.00 |
Funds transfer |
|
Within Canada |
Between $5.00 and $40.00 |
Outside Canada |
Between $5.00 and $70.00 |
|
|
1. Or cashing.
2. Or cashing. Fees of $7.00 apply for each deposit or cashing of more than 1 item (check, money order or draft) if these items are of the same foreign currency and country.
