Personal loans

Whatever your goals, Desjardins Credit Union can help you achieve them. Select the repayment terms that best suit your budget.

Rate

  • Fixed rate loans
    • Interest rate is fixed for the term selected.
    • Provides protection against higher interest rate changes and the comfort of knowing that your monthly payment will remain unchanged during the repayment period selected.
  • Variable rate loans
    • Interest may fluctuate in response to changes in the prime rate during the term selected.

Repayment

  • Payments are made on an installment basis: same amount, same date.
  • Weekly, bi-weekly, semi-monthly or monthly payment options are available.
  • Payments can be made directly from account by pre-authorized debit.
  • Loan can be paid down or off at any time without penalty.

Security

  • Available with or without security on approved credit.

Insurance

  • For your protection, Loan Insurance is available on all Desjardins Credit Union personal loans through Desjardins Financial Security.
  • For your convenience, the cost of insurance may be added to your loan.

Find out more about Loan Insurance


How to get this product
By phone By phone
(Members and non-members)
1-888-283-8333
At the branch At the branch
(Members and non-members)
Make an appointment with an advisor at a branch.

Money working for people