Mortgages

Your home may be the largest investment you will ever make. You choose it carefully, and should be just as selective about your mortgage.

With the help of Desjardins Credit Union advisors, you can find the mortgage that's right for you. Whether you're looking for an open or closed, fixed-rate or variable-rate mortgage, we can help.

Pre-Approved Mortgages

• Interest rate is guaranteed for 120 days. You're protected from interest rate hikes while you look for your ideal house.
• Interest rate is adjusted if rates go down between the time you get your Pre-Approved Mortgage and close the deal on your house.

Desjardins mortgages at a glance

Special features of Desjardins Credit Union mortgages

Accelerated payments

Repay your loan faster with accelerated payments. Choose from monthly, bi-weekly or weekly payment options.

Renew before maturity

Take advantage of declining interest rates by locking in your mortgage renewal before maturity¹.

Other services

Loan Insurance

Loan Insurance offers two types of protection:

• Life insurance: ensures the loan balance is paid of in the event of the borrower's death.
• Disability insurance: allows borrowers to maintain their current lifestyle in the event of total disability by taking over the insured portion of each loan payment.

Find out more about Loan Insurance

	By phone (Members and non-members)	1-888-283-8333
	At the branch (Members and non-members)	Make an appointment with an advisor at a branch.

1. Certain conditions apply.