LIF investment options

Several investments are LIF-eligible. Select the investments that best suit your profile. However, you must make sure that your LIF portfolio includes at least one investment from which you can make regular withdrawals and, if required, lump-sum withdrawals.

Desjardins Personalized Annuity LIF
  • Term savings: interest rate guaranteed until maturity.
  • 1- to 5-year terms.
  • You select the type of periodic (minimum, fixed, indexed) withdrawal.
  • You select the withdrawal frequency (weekly, every two weeks, semi-monthly, monthly, quarterly, semi-annually or annually).
  • You may have more than one Personalized Annuity RRIF to diversify your investments.

Conventional LIF
  • A combination of regular savings and term savings.
  • Term deposits are transferred annually to your Personal Chequing Account.
  • Regular savings interest rate is based on market rates.
  • Term savings (30-day- to 5-year terms) provide higher, guaranteed rates until maturity.

Desjardins Climbing-Rate Term Savings LIF
  • Guaranteed rates that increase from year to year.
  • Principal 100% guaranteed.
  • 3- and 5-year terms.

Desjardins Market-linked Guaranteed Investments LIF
  • Principal 100% guaranteed.
  • Returns based on stock market performance or dynamic portfolio management of assets from a variety of stock markets by experts.
  • Terms vary with current issues

How to get this product
By phone By phone
(Members and non-members)
Call 1-888-283-8333
At the branch At the branch
Make an appointment with an advisor at a branch.
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