RRIF investment options

The money in an RRIF can be converted into a number of different savings and investment products.

Desjardins offers a range of options to meet your RRIF portfolio diversification needs, whatever your investor profile may be.

Desjardins Personalized Annuity RRIF
  • 30-day to 5-year certificate of deposit.
  • Guaranteed return for the duration of the term.
  • Choose between minimum, regular or indexed payments, which you are free to change at any time.
  • Lump-sum withdrawals can be made at any time.
  • You can have more than one Desjardins Personalized Annuity RRIF to diversify your investments.

Conventional RRIF
  • Term savings (30-day to 5-year terms) provides higher, guaranteed rate until maturity.

Desjardins Climbing-Rate Term Savings RRIF
  • Guaranteed rates that increase from year to year.
  • Principal 100% guaranteed.
  • 3- and 5-year terms.

Desjardins Market-Linked Guaranteed Investments RRIF
  • Return is linked to the growth of one or several indices.
  • Principal 100% guaranteed.
  • Higher return potential.
  • Retirement income option available for regular and stable income.
  • No administration fees.

How to get this product
By phone By phone
(Members and non-members)
Call 1-888-283-8333
At the branch At the branch
Make an appointment with an advisor at a branch.
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