Global Equity Guaranteed Investment

Current issue in effect until March 31, 2012

Quick facts

  • Main feature: secure, capital 100% guaranteed
  • Minimum deposit: $500
  • Terms: 3.5 years or 5 years
  • Redemption terms: cashable or convertible for terms of 5 years or more (certain conditions, apply1)
  • Returns: interest paid at maturity2
 

Who should get this investment?

Long-term investors. The Global Equity Guaranteed Investment is ideal if you want to take advantage of long-term growth experienced by businesses favourably positioned to face the various impacts of climate change, while protecting your money from exchange rate fluctuations.

Features

Security
Returns
  • Improved performance through the diversification of securities by sector industry and geographic area.
  • Linked to a portfolio of 15 international large-cap corporations with no risk to capital.
  • Guaranteed maximum return of 13% (3.5 years) and 25% (5 years) for a maximum annual compound yield of 3.55% (3.5 years) and 4.56% (5 years).
  • Interest paid at maturity2.
  • Protection against exchange rate fluctuations.

See returns
Example of how the return is calculated (PDF, 25 KB)
Eligible for these plans
  • Registered plans: TFSA, RRSP, LIRA, locked-in RRSP, RRIF, LIF and RDSP.
  • Non-registered plans.
Income taxation
At maturity if non-registered investment3.
Other
  • No commission or administration fees.
  • Eligible for potential member dividends.

Asset allocation

The distribution of securities by industry and geographical area creates a diversification that improves your portfolio's performance.

Industry sector representation

List

Following are the 15 international securities (common stock), their stock exchange and currency. All of the securities are equally weighted in the portfolio.
(The caisse makes no claim about future movements in the price of the securities.)

Security
Stock exchange
Currency
T1: ABB Ltd
SIX Suisse
Swiss franc
T2: Vestas Wind Systems
Copenhagen
Danish krone
T3: Compagnie de Saint-Gobain
Paris
Euro
T4: Linde AG
XETRA Frankfurt
Euro
T5: Siemens AG
XETRA Frankfurt
Euro
T6: Gdf Suez
Paris
Euro
T7: Veolia Environnement
Paris
Euro
T8: Sharp Corp.
Tokyo SE
Japanese yen
T9: Toyota Motor Corp.
Tokyo SE
Japanese yen
T10: Du Pont (E.I.) de Nemours
New York SE
U.S. dollars
T11: General Electric Co.
New York SE
U.S. dollars
T12: IBM Corp.
New York SE
U.S. dollars
T13: Johnson Controls Inc.
New York SE
U.S. dollars
T14: First Solar Inc.
Nasdaq
U.S. dollars
T15: Waste Management Inc.
New York SE
U.S. dollars

Fact sheet and current issue investment agreements
 
How to get this product
By phone By phone
(Members)
Call 1-888-283-8333
At the branch At the branch
Make an appointment with an advisor at a branch.

1. Cash or conversion value may be greater or less than the capital. Conversion value is greater than cash value because of a member loyalty bonus.
2. The return may be nil at maturity.
3. Except interest paid before the issue date.

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