Equity Guaranteed Investment Portfolio

Current issue in effect until June 30, 2012

Quick facts

  • Main feature: secure, capital 100% guaranteed
  • Minimum deposit: $500
  • Term: 5 years
  • Redemption terms: cashable or convertible (some conditions apply1)
  • Returns: interest paid at maturity2
Get this product Becoming a member
 

Who should get this investment?

The Equity Guaranteed Investment Portfolio is ideal if you want, in a single investment, access to a range of geographically diversified investments while protecting your money from foreign currency risk.

Features

Security
Returns
  • Higher potential return based on the performance of Canadian, American and overseas indices2.
  • Return paid at maturity for the 5-year term will be equal to the index growth2 (minimum of 0% and maximum appreciation of 23% and rate of participation in index growth of 100%, for a maximum annual compound return of 4.23%).
  • Interest paid at maturity2.
  • Protection against exchange rate fluctuations.

See returns
Example of how the return is calculated (PDF, 23 KB)
Eligible for these plans
  • Registered plans: TFSA, RRSP, LIRA, locked-in RRSP, RRIF, LIF and RDSP.
  • Non-registered plans.
Income taxation
At maturity if non-registered investment3.
Other
  • No commission or administration fees.
  • Eligible for potential member dividends.

Portfolio composition

Canadian Index

Index based on 60 of the leading large-cap Canadian companies, including EnCana Corp., Barrick Gold Corp., Royal Bank of Canada, Manulife Financial, Suncor Energy Inc. and Canadian Natural Resources Ltd.

American Index

Index based on 500 of the largest American companies in various sectors of the economy, including Microsoft Corp., General Electric Co., Procter & Gamble Co., Pfizer Inc., Johnson & Johnson, Exxon Mobil Corp. and Citigroup Inc.

Overseas Index

Index based on the performance of 3 stock market indices, equally weighted (33 1/3% each) and each composed of the largest companies in several countries (European, UK and Japanese Index)

Fact sheet and current issue investment agreements
 
How to get this product
By phone By phone
(Members)
Call 1-888-283-8333
At the branch At the branch
Make an appointment with an advisor at a branch.

1. Cash or conversion value may be greater or less than the capital. Conversion value is greater than cash value because of a member loyalty bonus.
2. Market-based returns may be nil at maturity. However, your capital is guaranteed.
3. Except for interest paid before the issue date.


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