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There are always more opportunities to spend than to save, and some of us can resist temptation better than others. This explains why you may have more trouble balancing your budget than your neighbour, who earns half as much!
According to Isabelle Thibault, consultant for the Association coopérative d'économie familiale (ACEF) du Sud-Ouest de Montréal, to balance your budget, you really have to know yourself well.
Preparing your budget requires a good dose of realism and insight. Carefully analyze your behaviour, values and dreams. Then, in light of all this information, set your priorities.
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