Money transfers (between individuals)

Use this feature to:

transfer money to the account of another Desjardins member, Desjardins Credit Union member or VISA Desjardins cardholder
receive money from another Desjardins or Desjardins Credit Union member in complete security
pay money you owe another individual (for your share of a group gift or reservation, etc.)
pay for occasional services (e.g.: plumber, electrician, etc.)
pay for recurring expenses (rent, home day care fees, etc.)
help out a parent, friend or child studying away from home, and…
…get paid back, too!

Features


Several ways to make transfers	Make transfers online on AccèsD and at Desjardins ATMs.

Maximum daily amount	You can transfer amount up to your daily inter-Caisses limit¹ every day.

Flexibility	Transactions can be carried out immediately or programmed to take place at a later date, on a regular basis or not.

Cost	The same fees apply as those charged for transfers between accounts. No charge for recipients of money transfers.

Speediness and security	Transfers are made instantly and without holds on funds on a secure connection.


1.	Create your list of recipients Get the information required from each recipient you want to add to your list. Or obtain from them a specimen cheque marked "VOID". All the information required is on the cheque. Log on to AccèsD to enter the information. If you use AccèsD and the ATM To have your list of money transfer recipients displayed at the ATM, log on to AccèsD and click on: User file in the upper right-hand portion of the screen Manage list of recipients at the ATM under “Money transfers” in the left hand menu. If you use only the ATM Contact an advisor at 1-866-DCUNION (1-866-328-6466) or go to your branch.
2.	Make money transfers Once you've made your list of recipients, you can transfer funds to their account instantly²: on AccèsD (from the Transactions/Operations tab, click on Money transfers in the left-hand menu) or at the ATM (click on Transfer, and then on Money transfers)

You have to be a Desjardins Credit Union member or VISA Desjardins cardholder to use AccèsD. Register for AccèsD

The inter-Caisses limit is the maximum amount you can transfer per day to a Desjardins caisse or Desjardins Credit Union branch other than the one in which you have your account. The inter-Caisses limit usually awarded by default to all individual folios is $1,000 per day. Your caisse or Desjardins Credit Union branch can elect to increase or decrease the limit (to a maximum of $2,500).
For security reasons, a 48-hour delay is required from the time you add a new recipient to your list to the time the transfer is completed. Subsequent transfers will be completed immediately.

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