Desjardins Credit Union [Change site]
Fees
Please note that user fees for key services were changed on July 1, 2011. Find out more about the changes to user fees (PDF, 42 KB).
Effective July 1, 2010.
Transaction |
Personal Chequing, Build-Up Savings, Regular Savings1 |
High-Yield |
|---|---|---|
Desjardins ATMs |
||
Withdrawal, transfer and payment of a bill registered in your file |
$0.65 |
$1.00 |
Payment of a bill not registered in your file |
$2.25 |
$2.50 |
Deposit, account balance information, passbook update, summary of transactions, line of credit payment |
Free |
Free |
Additional fee for non-members |
$2.00 |
$2.00 |
ATMs other than Desjardins2 |
||
Interac* |
$1.50 |
$1.50 |
PLUS* |
$3.00 |
$3.00 |
AccèsD Telephone and Internet |
||
Transfer and payment of a bill registered in your file |
$0.65 |
$1.00 |
Accounts balance information, online account statements, summary of transactions, line of credit repayment |
Free |
Free |
Direct (debit card) payment (Canada, United States) |
$0.65 |
$1.00 |
Direct deposit, preauthorized transfer between accounts in the same folio |
Free |
Free |
Direct withdrawal (preauthorized payment) |
$0.65 |
$1.00 |
Automated transfer between accounts in different folios. |
$0.65 |
$1.00 |
Cheque |
$0.75 |
$1.25 |
Teller services |
||
Cashing, withdrawals or transfers |
$1.00 |
$1.25 |
Bill payment |
$2.25 |
$2.50 |
Deposit, account balance information while making a transaction, passbook update and line of credit payment |
Free |
Free |
 |
||
1. Cheques and direct withdrawals are not provided for in this account.
2. Service charges of $1.50 and $3.00 apply to withdrawals made at non-Desjardins Credit Union ATMs in the Interac* and Plus* networks. Some ATMs may also charge additional fees.
* Fédération des caisses Desjardins du Québec, authorized user of these trademarks
Service |
Fee |
|---|---|
American Express™ single-signature traveller’s cheques |
1% (min. $4.50) |
Cheque retained for future cashing |
$5.00 |
NSF cheque or item |
$42.50 |
Certified cheque |
|
At signatory’s request |
$10.00 |
At payee’s request |
$15.00 |
Safety deposit box (annual rental)1 |
From $35.00 |
Personalized cheque order1 |
Supplier’s fee |
Confirmation of balance, fees, interest, transaction or other |
|
By telephone or at the teller counter |
$2.50 |
In writing |
$30.00/hour |
Stop payment |
|
With complete information |
$12.00 |
With partial information |
$20.00 |
Series of cheques or preauthorized payments |
$20.00 |
Account overdraft |
|
First day |
$5.00 |
Subsequent day, if increased |
$5.00 |
Cashing traveller’s cheques |
|
Member |
Free |
Non-member |
$2.50 per transaction |
Closing an account |
|
Less than 90 days after opening |
$15.00 |
More than 90 days after opening |
Free |
Inactive folio after written notice |
|
After 1 year |
$10.00 |
After 2 years |
$20.00 |
After 3 years |
$40.00 |
Passbook |
Free |
Cheque or other document search |
|
Less than 90 days |
$5.00 each |
More than 90 days |
$30.00/hour (min. $15.00) |
Online account statement |
|
Monthly |
Free |
Monthly with paper or online cheque images |
$2.00 |
Paper statement of account |
|
Monthly |
Free |
Monthly with paper or online cheque images |
$2.00 |
Weekly |
$0.60 |
Weekly with paper cheques image |
$2.60 |
Weekly with online cheque images |
$1.10 |
Canadian dollar draft or money order |
$6.50 |
Reimbursement or photocopy of money order or draft (all currencies) |
Between $10.00 and $50.00 |
Transfer |
|
Set up of automatic transfers |
Free2 |
On request |
$5.00 |
|
|
1. Fees subject to GST and PST.
2. A $5.00 service charge applies to changes to transfers made at the teller counter.
™ Trademark of the American Express Company
Plans and other accounts are available. To find out more:
- The Economy Plan or Economy Plus Plan, if you don't make many transactions
- The Autonomous Plan, if you frequently use automated services
- The Autonomous Plus Plan, for people who want even more freedom
- The Premier Plan or Premier Plus Plan, if you make many transactions
- The Desjardins Youth Profit Account, for those aged 25 and under
- The Desjardins Merit Services, for people aged 59 and over
Transaction |
Fee |
|---|---|
Purchase and sale of U.S. currency |
|
Member |
Free |
Non-member |
$2.25 |
Purchase and sale of currencies other than U.S. |
$5.00 |
Issuance of a U.S. dollar cheque on a Canadian dollar account |
$15.00 |
Cashing or deposit of cheques, money orders or drafts in a Canadian dollar account |
|
U.S. currency |
$2.50/deposit1 |
Other foreign currency |
$12.00/deposit |
U.S. dollar money order |
$6.50 |
Draft in U.S. dollars or other currency |
$7.00 |
Funds transfer |
|
Within Canada |
Between $5.00 and $40.00 |
Outside Canada |
Between $5.00 and $70.00 |
|
|
1. Or cashing.
2. Or cashing. Fees of $7.00 apply for each deposit or cashing of more than 1 item (check, money order or draft) if these items are of the same foreign currency and country.
