Regular Savings Account

Quick facts

Account type: savings account without cheque-writing privileges
Interest rate: 0.05% to 0.10% (based on balance maintained)
Fees: standard transaction fees apply (except for automatic transfers from a chequing account in the same folio)
Insured deposits: up to $100,000 per person per branch

People who want to accumulate funds through single or scheduled periodic instalments to save up for a project or be prepared for the unexpected.

You must have a Desjardins chequing account to open a Regular Savings Account.

Use the Account and Plan Selector to find the account and plan that are best for you.


Transactions	Deposits, withdrawals and transfers.

Interest	Interest paid monthly.

Monthly fees	No charge for regular transaction when you maintain the appropriate minimum monthly balance in your account.

Account statement	Monthly statement of account included in the chequing account statement you receive by mail or online. Find out more about statements of accounts.

Insured deposits	Deposits are insured up to $100,000 per person per branch.

Eligible for these plans	Registered plans: RRSP, LIRA, locked-in RRSP, RRIF, LIF and RDSP. Non-registered plans.

Other	Desjardins Savings-Life Insurance available. Find out more about Savings-Life Insurance.




	At the branch	Make an appointment with an advisor at a branch.