All our VISA Desjardins cards

VISA Desjardins cards offer you solutions unlike any other.

  • Payment solutions: a credit limit for everyday purchases and cash advances at any time.
  • Financing solutions: a second, separate credit limit with a different interest rate.
  • Account management solutions: access to your VISA account on AccèsD and by telephone.

Which card is best for you?
To help you choose the card that is best for your budget and needs, use the tool Which card is best for you?

Card name Description
FOR STUDENTS ONLY
A great way to build credit!
FOR STUDENTS ONLY
  • Interest rate: 19.4%
  • Optional low interest rate: 11.8% ($30/year)
  • Annual fee: none
  • My Look personalization service
  • Choice of 2 non-personalized, limited edition designs
  • Cell Phone Insurance
  • À la carte Ticket Service
  • 3-Day Travel Insurance at no charge
  • PayWave contactless payment technology
  • Payment Reminder

Find out more about the FOR STUDENTS ONLY card.

VISA Desjardins FOR STUDENTS ONLY card application
Classic
The indispensable!
Classic
  • Interest rate: 19.4%
  • Optional low interest rate: 11.8% ($30 a year)
  • Annual fees: none
  • 3-Day Travel Insurance at no charge
  • Optional rewards program: 1% of purchases in BONUSDOLLARS ($30 a year)

Find out more about the Classic card.

VISA Desjardins Classic card application
Elegance GOLD
NO-FEE Prestige
Elegance GOLD
  • Interest rate: 19.9%
  • Optional low interest rate: 12.8% ($30 a year)
  • Annual fees: none
  • Rewards program: 0.5% of purchases in BONUSDOLLARS, free (optional: 1% of purchases in BONUSDOLLARS for $30 a year)
  • 3-Day Travel Insurance at no charge

Find out more about the Elegance GOLD card.

VISA Desjardins Elegance GOLD card application
Modulo GOLD
The lowest interest rate in the country
Modulo GOLD
  • Interest rate: 9.9%
  • Annual fees: $50
  • Rewards program: 1% of purchases in BONUSDOLLARS

Find out more about the Modulo GOLD card.

VISA Desjardins Modulo GOLD card application
Odyssey GOLD
All-inclusive travel insurance
Odyssey GOLD
  • Interest rate: 19.4%
  • Optional low interest rate: 11.8% ($30 a year)
  • Annual fee: $110 ($90 for cardholders age 76 and over)
  • Rewards program: up to 2% of purchases in BONUSDOLLARS
  • The most comprehensive travel insurance on the market

Find out more about the Odyssey GOLD card.

VISA Desjardins Odyssey GOLD card application
Platinum
By invitation only
Platinum
  • Interest rate: 9.9%
  • Annual fee: $169
  • Comprehensive travel insurance
  • Rewards program: up to 2% of purchases in BONUSDOLLARS
  • Annual cashback rewards program

Find out more about the Platinum card.

 By invitation only

Learn about our Affinity and Partner cards

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