All our VISA Desjardins cards

VISA Desjardins cards offer you solutions unlike any other.

  • Payment solutions: a credit limit for everyday purchases and cash advances at any time.
  • Financing solutions: a second, separate credit limit with a different interest rate.
  • Account management solutions: access to your VISA account on AccèsD and by telephone.
Choosing a card
To help you choose the card that is best for your budget and needs, use the VISA Desjardins card selector.

FOR STUDENTS ONLY
FOR STUDENTS ONLY
For students
Interest rate: 18.4%
Optional low interest rate: 11.4%
Annual fee: none
Cell Phone Insurance
3-Day Travel Insurance
à la carte Ticket Service
Classic
Classic
Ideal for first-time cardholders
Interest rate: 18.4%
Optional low interest rate: 11.4%
Annual fee: none
3-Day Travel Insurance
Optional rewards program
Elegance GOLD
Elegance GOLD
The free GOLD card
Interest rate: 19.9%
Optional low interest rate: 12.4%
Annual fee: none
3-Day Travel Insurance
Rewards program
Modulo GOLD
Modulo GOLD
The lowest annual interest rate in the country
Interest rate: 9.9%
Annual fee: $50
3-Day Travel Insurance
Rewards program
Odyssey GOLD
Odyssey GOLD
All-inclusive travel insurance
Interest rate: 19.4%
Optional low interest rate: 11.4%
Annual fee: $90 ($80, age 76 and over)
Comprehensive travel insurance
Rewards program
Platinum
Platinum
By invitation only
Interest rate: 9.9%
Annual fee: $130
Comprehensive travel insurance
Cash advances: up to $5,000 per day
Rewards program
Cashback credit
Annual income requirement: gross personal income of $75,000 or more or equivalent net worth
Offered in branch and by invitation only

Questions about VISA Desjardins cards?

Contact us at 1-800-363-3380.

Learn about our Affinity and Partner cards


Download Adobe Reader for PDF files

Money working for people