Cards with no annual fee

In addition to saving on the annual fee, you can also pay off your card balance prior to the due date to save on interest charges.

All cards include Accord D Desjardins financing and allow you to get cash advances.

Card name Description
FOR STUDENTS ONLY
A great way to build credit!
FOR STUDENTS ONLY
  • Interest rate: 19.4%
  • Optional low interest rate: 11.8% ($30/year)
  • Annual fee: none
  • My Look personalization service
  • Choice of 2 non-personalized, limited edition designs
  • Cell Phone Insurance
  • À la carte Ticket Service
  • 3-Day Travel Insurance at no charge
  • PayWave contactless payment technology
  • Payment Reminder

Find out more about the FOR STUDENTS ONLY card.

VISA Desjardins FOR STUDENTS ONLY card application

Classic
The indispensable!
Classic
  • Interest rate: 19.4%
  • Optional low interest rate: 11.8% ($30 a year)
  • Annual fees: none
  • 3-Day Travel Insurance at no charge
  • Optional rewards program: 1% of purchases in BONUSDOLLARS ($30 a year)

Find out more about the Classic card.

VISA Desjardins Classic card application

Elegance GOLD
NO-FEE Prestige
Elegance GOLD
  • Interest rate: 19.9%
  • Optional low interest rate: 12.8% ($30 a year)
  • Annual fees: none
  • Rewards program: 0.5% of purchases in BONUSDOLLARS, free (optional: 1% of purchases in BONUSDOLLARS for $30 a year)
  • 3-Day Travel Insurance at no charge

Find out more about the Elegance GOLD card.

VISA Desjardins Elegance GOLD card application

You can also download the card comparison chart (PDF, 304 KB).


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