Cards with no annual fee

In addition to saving on the annual fee, you can also pay off your card balance prior to the due date to save on interest charges.

All cards include Accord D Desjardins financing and allow you to get cash advances.

Card name	Description
FOR STUDENTS ONLY A great way to build credit!	Interest rate: 19.4% Optional low interest rate: 11.8% ($30/year) Annual fee: none My Look personalization service Choice of 2 non-personalized, limited edition designs Cell Phone Insurance À la carte Ticket Service 3-Day Travel Insurance at no charge PayWave contactless payment technology Payment Reminder Find out more about the FOR STUDENTS ONLY card. VISA Desjardins FOR STUDENTS ONLY card application	Compare
Classic The indispensable!	Interest rate: 19.4% Optional low interest rate: 11.8% ($30 a year) Annual fees: none 3-Day Travel Insurance at no charge Optional rewards program: 1% of purchases in BONUSDOLLARS ($30 a year) Find out more about the Classic card. VISA Desjardins Classic card application	Compare
Elegance GOLD NO-FEE Prestige	Interest rate: 19.9% Optional low interest rate: 12.8% ($30 a year) Annual fees: none Rewards program: 0.5% of purchases in BONUSDOLLARS, free (optional: 1% of purchases in BONUSDOLLARS for $30 a year) 3-Day Travel Insurance at no charge Find out more about the Elegance GOLD card. VISA Desjardins Elegance GOLD card application	Compare

You can also download the card comparison chart (PDF, 304 KB).

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