Accord D in-branch financing

The advance is automatically deposited into your branch account¹.

Quick facts

• Interest rate: fixed or variable rate between 13.00% and 14.75%, based on loan amount and term
• Terms: 6 months to 5 years
• Payment schedule: Monthly (according to the billing period of the VISA Desjardins account statement) with option of paying off your loan in part or in full with no prepayment penalties.

Get this product 10 reasons to choose Desjardins

Features

Interest rate	Fixed rate between 13.00% and 14.75% based on financing amount and term. See current rates.
Amount available	Amounts up to $50,000 may also be available to you. Available on your VISA Desjardins card without affecting your current credit limit.
Repayment	Payments in equal monthly instalments, included in the minimum amount due on your VISA Desjardins card. No prepayment penalties: Pay off your loan whenever you want, in part or in full, without being charged extra fees.
Terms	6 months to 5 years based on amount requested.
Access to funds	Apply for financing on AccèsD Internet 24/7, by phone at 1-866-DCUNION (1-866-328-6466) or at your branch. Application processed in a few minutes2 whether or not you are a Desjardins VISA credit card holder. Financing is deposited automatically in your Personal Chequing Account (PCA) at the branch.
Possible uses	Renovate your home. Take a vacation. Accessorize and maintain your car. Purchase household appliances, furniture, electronics and sporting goods. Pay for dental care. Install a swimming pool. Pay unexpected expenses. Contribute to your RRSP. Buy a used car.
Other	Death and disability coverage3 included for the VISA Desjardins primary accountholder only. No administration fees. Get a paper or online monthly statement of account.

Current rates on February 10, 2012

Accord D Financing between $500 and $4,999 – Fixed rate

Term*	Interest rate
1 year	14.75%
2 years	14.75%
3 years	14.75%
4 years	14.75%
5 years	14.75%

Accord D Financing between $5,000 and $12,500 – Fixed rate

Term*	Interest rate
1 year	13.00%
2 years	13.25%
3 years	13.25%
4 years	13.50%
5 years	13.75%

* To find out more about the term best suited to your needs, contact an advisor at a branch.

	Online (Members)	AccèsD Internet users: Follow the instructions on the next page. Log on to AccèsD AccèsD Internet non-users: Accord D financing: Fill out the form Accord D RRSP financing: Fill out the form
	By phone (Members)	1-866-DCUNION (1-866-328-6466)
	At the branch	Make an appointment with an advisor at a branch.

1. Subject to approval by the Desjardins Card Services credit department. Available at participating branch only. You must be a Desjardins Credit Union member.
2. During business hours of the Desjardins Card Services credit department.
3. Insurance coverages are underwritten by Desjardins Financial Security Life Assurance Company. Certain conditions and restrictions apply.