Accord D in-branch financing

Accord D financing

The advance is automatically deposited into your branch account1.

Interest rate
Fixed rate between 12.00% and 14.25% based on financing amount and term.
See current rates.
Amount available
  • Amounts up to $50,000 may also be available to you.
  • Available on your VISA Desjardins card without affecting your current credit limit.
Repayment
  • Payments in equal monthly instalments, included in the minimum amount due on your VISA Desjardins card.
  • No prepayment penalties: Pay off your loan whenever you want, in part or in full, without being charged extra fees.
Terms
6 months to 5 years based on amount requested.
Access to funds
  • Apply for financing on AccèsD Internet 24/7, by phone at 1-866-DCUNION (1-866-328-6466) or at your branch.
  • Application processed in less than 15 minutes2 whether or not you are a Desjardins VISA credit card holder.
  • Financing is deposited automatically in your Personal Chequing Account (PCA) at the branch.
Possible uses
  • Pay unexpected expenses.
  • Renovate your home.
  • Take a vacation.
  • Accessorize and maintain your car.
  • Purchase household appliances, furniture, electronics and sporting goods.
  • Pay for dental care.
  • Install a swimming pool.
  • Contribute to your RRSP.
  • Buy a used car.
Other
  • Death and disability coverage3 included for the VISA Desjardins primary accountholder only.
  • No administration fees.
  • Get a paper or online monthly statement of account.

Current rates on November 21, 2009

Accord D in cash ($500 to $4,999)
Amount of financing
Term
Interest rate
$500 to $749.99
6 months or 1 year
14.25%
$750 to $999.99
18 months
14.25%
$1,000 to $1,499.99
2 years
14.25%
$1,500 to $4,999.99
3 years
14.25%

Accord D in cash ($5,000 to $12,500)
Term
Interest rate
1 year
12.00%
2 years
12.25%
3 years
12.25%
4 years
12.75%
5 years
13.25%

How to get this product
Online Online
(Members)
Guaranteed 100% Secure program
AccèsD Internet users:
  1. Log on to AccèsD.
  2. Follow the instructions on the next page.

AccèsD Internet non-users:
Accord D financing: Fill out the form.
Accord D RRSP financing: Fill out the form.
By phone By phone
(Members)
1-866-DCUNION (1-866-328-6466)
At the branch At the branch
Make an appointment with an advisor at a branch.

  1. Subject to approval by the Desjardins Card Services credit department. Available at participating branch only. You must be a Desjardins Credit Union member.
  2. During business hours of the Desjardins Card Services credit department.
  3. Insurance coverages are underwritten by Desjardins Financial Security Life Assurance Company. Certain conditions and restrictions apply.