Accord D financing

You know it exists, but you've never used it?

Desjardins is the only financial institution on the market to offer a simple, fast and flexible financing solution that lets you carry out a myriad of personal projects.

Accord D financing is ideal for paying for your renovations, travels, car maintenance, furniture or home entertainment system. What are your plans?

Two ways of using Accord D financing

• As cash advances automatically deposited into your branch account¹.
• To finance your purchase in store².

Features

Cash advance

• Interest rate as good as that on a branch personal loan. View interest rates
• Already available on your VISA Desjardins card without affecting your current credit limit.
• Interest rate separate from the VISA Desjardins card rate.
• Equal payments over a 6- to 60-month period, depending on the amount requested.
• You can repay all or a portion of the amount at any time, without penalty.

In-store financing

• Financing available in store.
• 0% interest rate at certain retailers².
• You can repay all or a portion of the amount at any time, without penalty.

Advantages

Cash advance

• Applications are processed within a few minutes³, whether or not the applicant is a VISA Desjardins cardholder.
• For cash financing requests:
• the amount is deposited automatically in the member's Personal Chequing Account (PCA) at the branch;
• death and disability coverage⁴ only for the primary accountholder is automatically included. No other form of financing offers you this advantage!
• Available 24/7 on AccèsD Internet.
• No administration fees.
• Paper or electronic monthly statement of account

In-store financing

• Financing application only takes a few minutes to complete with your sales representative at the store.
• Accumulate BONUSDOLLARS on Accord D transactions made at participating retailers.
• Flexible payment options.
• Paper or electronic monthly statement of account

	By phone (Members)	1-866-DCUNION (1-866-328-6466)
	At the branch (Members and non-members)	Make an appointment with an advisor at a branch.
	In store (Members and non-members)	At participating retailers2

1. Subject to approval by the Desjardins Card Services credit department. Available at participating branch only. You must be a Desjardins Credit Union branch member.
2. Certain conditions apply (details in store).
3. During business hours of the Desjardins Card Services credit department.
4. Insurance coverages are underwritten by Desjardins Financial Security Life Assurance Company. Certain conditions and restrictions apply.