Credit Balance Insurance - Individuals

Can help you cover your current transactions balance on your VISA Desjardins card, including your Accord D Desjardins financing program¹.

Intended for all VISA Desjardins eligible cardholders between the ages of 18 and 64, inclusively.

Features

• Coverage in the event of death or dismemberment, disability, involuntary loss of employment or critical illness².
• Whether or not your spouse is a joint credit card holder, he/she is automatically³ covered at no extra charge.
• No health questions to answer for you or your spouse. Benefits may be limited if you have a pre-existing illness or injury. Making a claim
• No premium is paid if the account balance is zero.

Advantages

• Affordable. How are premiums calculated?
• Helps maintain a good financial reputation.
• Access to some of the following GPS Program assistance services: Psychological Assistance, Convalescence Assistance, Estate Settlement Assistance and Legal Assistance.

	By phone (VISA Desjardins cardholders)	Canada and the U.S.: 1-866-733-2001

1. Special conditions apply to Accord D Desjardins financing plans you applied for online, at your branch or by calling 1-866-DCUNION (1-866-328-6466).
2. Critical illness means cancer, heart attack, stroke or terminal illness diagnosed by a physician.
3. Subject to eligibility conditions.

Credit Balance Insurance - Individuals is offered by Desjardins Financial Security, Life Assurance Company.
Some exclusions and restrictions apply to this product. Please see the Notices section.