Loan Insurance
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Loan insurance helps you meet your borrowing obligations in the event of disability or death.
Coverage
Includes:
- life insurance, which ensures repayment of the loan by the Insurer in the event of the borrower's death.
- disability insurance, in which the Insurer takes over the insured portion of loan payments payable to the branch.
Advantages
- Enrolment is simple: in most cases, you simply have to answer a few questions when you take out your loan.
- The premium is calculated based on the loan balance; you therefore pay a fair premium for the real risk your loan represents.
- Insurance benefits are paid for as long as the total disability persists. Making a claim
- Complimentary access to the following assistance services: Psychological Assistance, Convalescence Assistance, Succession Settlement Assistance and Legal Assistance.
- When you take out loan insurance for your vehicle, you have the opportunity to purchase the Desjardins Roadside Assistance service and get the first 3 months free.
Find out more
Read the Loan insurance Participant's Guide (PDF, 373 KB).
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 At the branch
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Make an appointment with an advisor at a branch.
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Loan Insurance is a Desjardins Financial Security Life Assurance Company product.
